Adults with significant debt are struggling to make payments. A recent study found that many are reducing nonessential spending, such as dining out or online shopping, in an effort to improve their finances. Despite these efforts, a substantial percentage are still falling behind.

The study surveyed a large group of adults with unsecured debt, revealing a complex situation. Many respondents are motivated to get ahead financially, but continue to face challenges. Further details on the study's findings are available, providing insight into the difficulties faced by those with significant debt.